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For members of the Local Government Pension Scheme in England and Wales

Can I stop my pension contributions?

This news article was published on 24 Jan 2022

Yes, but you might want to consider joining the 50/50 section of the LGPS instead of opting out. If you do, you’ll pay half your normal contributions and build up half your normal pension. You’ll keep full life and ill health cover in the 50/50 section. You can move back to the main section when you are ready. Find out more about the 50/50 section on the Paying less page.

You can use the Contributions calculator to check how joining the 50/50 section would affect your take-home pay.

If you have considered the 50/50 section and still want to opt out, Contact your pension fund for an opt out form. You should take independent financial advice before opting out.

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