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For members of the Local Government Pension Scheme in England and Wales

Is there any help for pensioners on lower incomes?

This news article was published on 18 Jul 2022

Yes, there is a separate welfare benefit for pensioners called Pension Credit. Pension credit provides extra income for people over State Pension age on lower incomes.

In April 2022, it was estimated that about 850,000 households are missing out on Pension Credit because they think it isn’t meant for them. Pension Credit can be worth up to £3,300 a year and you may be eligible even if you have your own home or have savings.

Even if you find out you are only entitled to a small amount of pension credit, it is worth claiming. This is because it may help you qualify for other benefits, such as help with heating bills, housing costs, NHS dental care, council tax, and if you are over 75, a free TV licence.

Use the online calculator to check if you are missing out on Pension Credit – it only takes a few minutes. Or call 0800 99 1234.


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