Overview
You may be able to transfer pensions you already have into the LGPS. What this would mean for you depends on what type of scheme you were a member of. You can find out more about the different types of transfers in the sections below.
Transferring your pension is not an easy decision to make. You may wish to get help from a qualified independent financial adviser.
Contact your pension fund to find out more about the pension transfer process. You will generally have 12 months from joining the LGPS to opt to transfer your previous pension.
You cannot transfer a pension credit into the LGPS. A pension credit is a share of an ex-spouse’s or ex-civil partner’s pension that a Court awards you under a Pension Sharing Order following a divorce or dissolution of a civil partnership.