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For members of the Local Government Pension Scheme in England and Wales

Pension credit – extra help for pensioners

This news article was published on 18 Jul 2022

Pension credit provides extra income for people over State Pension Age on lower incomes.

In April 2022, it was estimated that about 850,000 households are missing out on Pension Credit because they think it isn’t meant for them. Pension Credit can be worth up to £3,300 a year and you may be eligible even if you have your own home or have savings.

Even if you find out you are only entitled to a small amount of pension credit, it is worth claiming. This is because it may help you qualify for other benefits, such as help with heating bills, housing costs, NHS dental care, council tax, and if you are over 75, a free TV licence.

Take a look at the online calculator - This link opens in a new browser window to find out what you might get. Claims can be made online on at GOV.UK - This link opens in a new browser windowor by calling the freephone Pension Credit claim line on 0800 99 1234 (textphone 0800 169 0133). If you prefer, you can ask a friend or relative to help or call on your behalf. Paper forms are also available.

HM Government - Around a third of eligible pensioners do not claim Pension Credit. Check if you can get your State Pension topped up to help with living costs.

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