Contribution Flexibility - the 50/50 Section

The LGPS offers you the flexibity to pay half your normal contribution rate and build up half your normal pension whilst retaining full life and ill-health cover. This is called the 50/50 section of the LGPS, it is designed to help members stay in the scheme, building up valuable pensions benefits, during times of financial hardship. Use the find out more buttons on the right hand-side of this page to access the Contributions Calculator; this will show you the effect on your take home pay of moving to the 50/50 section.

If your actual pensionable pay is:
You pay a contribution rate of:
Main Section
50/50 Section
Up to £14,1005.50%2.75%
£14,101 to £22,0005.80%2.90%
£22,001 to £35,7006.50%3.25%
£35,701 to £45,2006.80%3.40%
£45,201 to £63,1008.50%4.25%
£63,101 to £89,4009.90%4.95%
£89,401 to £105,20010.50%5.25%
£105,201 to £157,80011.40%5.70%
£157,801 or more12.50%6.25%