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For members of the Local Government Pension Scheme in England and Wales

Can I stop or reduce my pension contributions?

This news article was published on 18 Jul 2022

Yes, you can reduce your pension contributions if you join the 50/50 section of the LGPS. If you do, you’ll pay half your normal contributions and build up half your normal pension. You’ll keep full life and ill health cover in the 50/50 section. You can move back to the main section when you are ready. Find out more about the 50/50 section on the Paying less page.

You can use the Contributions calculator to check how joining the 50/50 section would affect your take-home pay.

If you want to stop your pension contributions you can opt out of the LGPS. Contact your pension fund for an opt out form. You should take independent financial advice before opting out.

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