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For members of the Local Government Pension Scheme in England and Wales

Videos

Watch our short videos to learn more about the LGPS and your options as a member of the Scheme.

The McCloud Remedy (01:55)

What the McCloud Remedy is and how it may affect you.

Download transcript for “The McCloud Remedy” (PDF 16KB)

What is a pension? (01:31)

The importance of saving for later life, how you join the LGPS and your employer pays in too.

Download transcript for “What is a pension?” (PDF 20KB)

How your pension works (01:40)

How pension accounts work and what happens if you leave the LGPS before you take your pension.

Download transcript for “How your pension works” (PDF 20KB)

Looking after your pension (01:46)

How much you pay and how you can increase or decrease your payments.

Download transcript for “Looking after your pension” (PDF 21KB)

Protection for you and your family (01:31)

How the LGPS looks after you and your loved ones by providing protection if you have to retire due to ill health and a range of death benefits.

Download transcript for “Protection for you and your family” (PDF 20KB)

Life after work (01:37)

How and when you can take your pension and the decisions you will have to make.

Download transcript for “Life after work” (PDF 20KB)

Your annual allowance (03:22)

Tax rules limit how much pension you can build up each year without having to pay a tax charge. This video explains how the annual allowance works.

Download transcript for “Your annual allowance” (PDF 23KB)

Your lifetime allowance (02:56)

Tax rules limit how much pension you can build up over your lifetime without having to pay a tax charge. This video explains how the lifetime allowance works.

Download transcript for “Your lifetime allowance” (PDF 22KB)

Transferring your pension (03:03)

What to consider if you are thinking about transferring your pension to a defined contribution scheme.

Download transcript for “Transferring your pension” (PDF 22KB)


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