Select this section if you are thinking about opting out of the LGPS....
Select this section if you want to know more about a refund of contributions, deferred benefits or moving to a private contractor....
Select this section to find out about voluntary and flexible retirement, retirement due to redundancy or business efficiency, the 85 year rule and the 'underpin' protection for members near retirement....
Select this section if you want to know more about what happens if you have to retire due to permanent ill health.......
Select this section if you want to know more about converting some of your pension to a tax free lump sum and what the limits are....
Select this section if you want to know more about transferring to another occupational pension scheme or to a scheme offering flexible 'Freedom and Choice' benefits....
