Overview
The LGPS offers you the flexibility to pay half your normal contribution rate and build up half your normal pension. This is called the 50/50 section of the LGPS. You keep full life and ill-health cover if you join the 50/50 section.
Looking after your pension 01:46
How much you pay and how you can increase or decrease your payments.
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The 50/50 section is designed to help members stay in the Scheme, building up valuable pensions benefits during times of financial hardship. You can use the Contributions calculator to see how joining the 50/50 section would affect your take-home pay. The table below shows the current contribution rates in the main and 50/50 sections of the Scheme.
| Your actual pensionable pay | Main section contribution rate | 50/50 section contribution rate |
|---|---|---|
| Up to £17,600 | 5.50% | 2.75% |
| £17,601 to £27,600 | 5.80% | 2.90% |
| £27,601 to £44,900 | 6.50% | 3.25% |
| £44,901 to £56,800 | 6.80% | 3.40% |
| £56,801 to £79,700 | 8.50% | 4.25% |
| £79,701 to £112,900 | 9.90% | 4.95% |
| £112,901 to £133,100 | 10.50% | 5.25% |
| £133,101 to £199,700 | 11.40% | 5.70% |
| £199,701 and over | 12.50% | 6.25% |