Skip to content

For members of the Local Government Pension Scheme in England and Wales


The LGPS offers you the flexibility to pay half your normal contribution rate and build up half your normal pension. This is called the 50/50 section of the LGPS. You keep full life and ill-health cover if you join the 50/50 section.

Looking after your pension 01:46

How much you pay and how you can increase or decrease your payments.

Download transcript for “Looking after your pension”

Visit the Videos page to watch more of our ‘Pensions made simple’ videos, including Welsh language versions.

The 50/50 section is designed to help members stay in the Scheme, building up valuable pensions benefits during times of financial hardship. You can use the Contributions calculator to see how joining the 50/50 section would affect your take-home pay. The table below shows the current contribution rates in the main and 50/50 sections of the Scheme.

Your actual pensionable payMain section contribution rate50/50 section contribution rate
Up to £16,5005.50%2.75%
£16,501 to £25,9005.80%2.90%
£25,901 to £42,1006.50%3.25%
£42,101 to £53,3006.80%3.40%
£53,301 to £74,7008.50%4.25%
£74,701 to £105,9009.90%4.95%
£105,901 to £124,80010.50%5.25%
£124,801 to £187,20011.40%5.70%
£187,201 and over12.50%6.25%
Employee contribution rates from 1 April 2023

Was this page helpful?