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For members of the Local Government Pension Scheme in England and Wales

Paying extra in the 50/50 section

If you move to the 50/50 section and you are buying extra pension in the LGPS by paying Additional Pension Contributions, the contract must stop. If your employer is contributing to the cost of buying the extra pension, the contract must stop. You are not allowed to start a new contract to buy extra pension if you are in the 50/50 section.

You can pay extra contributions to buy back the pension ‘lost’ during a period of authorised unpaid leave or industrial action. Your employer will generally share the cost of buying the lost pension if the unpaid period was authorised. If you are paying extra contributions to buy pension ‘lost’ in an unpaid period and you join the 50/50 section, the contract can continue. This is the case whether or not the employer is paying part of the cost. You can also start a new contract to buy lost pension if you are in the 50/50 section.

If you are paying any other type of additional contributions in the LGPS, these can continue if you move to the 50/50 section.


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