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For members of the Local Government Pension Scheme in England and Wales

Opting out after more than two years

If you opt out after meeting the two year vesting period, you will have deferred benefits in the LGPS. You will generally have the same options as anyone who leaves their job before retirement. But there are two main differences. If you opt out:

For more information about deferred benefits, see the section on Leaving before retirement.

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