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For members of the Local Government Pension Scheme in England and Wales

Opting out before three months

What happens after you opt out depends on how long you have been a member of the LGPS.

If you opt out of the LGPS before you complete three months’ membership, you will be treated as never having been a member. Your employer will refund any contributions that you have paid through your pay.

Any contributions you have paid will be refunded if you opt out after less than three months, even if you have a deferred LGPS pension or an LGPS pension is being paid to you.

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