Your spouse, civil partner or eligible cohabiting partner will receive part of your pension. It will be paid for the rest of their life. Generally, this is:
- 30.625% of the pension you built up from April 2014
- 37.50% of the pension you built up between April 2008 and March 2014
- 50% of the pension you built up before April 2008.
If you die in service as a member of the L G P S, the pension will include a part of the increase you would have received if you had retired on ill-health.
If you leave before retirement with deferred benefits and die before taking them, the pension is the relevant percentage of your deferred pension.
If you die after receiving your pension, the pension is the relevant percentage of your pension before giving up pension for tax-free lump sum and before any reductions or increases for early or late payment.
Some parts of your pension are not counted. This includes extra pension you paid for by making additional pension contributions. Any extra pension paid for through a Qualifying Additional Pension Arrangement (QAPA) does increase the pension paid to your partner.
Pensions for eligible cohabiting partners are only based on your membership after 5 April 1988, unless you elected before 1 April 2014 to pay extra contributions for membership before 6 April 1988 to count.
The amount may be less if you entered into a civil partnership or marriage after leaving the LGPS.